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Credit Card Comparison Chart
Credit card comparison survey by the Federal Reserve Board showing the credit card plans for major banks.
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This
survey of credit card comparison plans includes offers by the nation’s
largest credit card issuers and other financial banks and institutions
that choose to report. This list shows offers available on July 31, 2009.
Credit card offers and interest rates change frequently. When you apply
for a credit card, be sure to look at current offers and rates. Keep in
mind that the lowest interest rates offered are usually reserved for
those with higher credit scores.
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Institution
|
Availability and Credit Card Plan
|
Annual Percentage Rate
|
Type of Pricing
|
Index
|
Grace Period (days)
|
Annual Fee
|
Other Features
|
Telephone
|
|
DISCOVER BANK
|
N - DISCOVER MORE CARD
|
14.75
|
V
|
1
|
25
|
0
|
1,4,6,7,9
|
(800) 347-2683
|
|
CHASE BANK USA, NATIONAL ASSOCIATION
|
N - MASTERCARD
|
12.24
|
V
|
1
|
20
|
0
|
N.R.
|
(888) 804-8516
|
|
AMERICAN EXPRESS CENTURION BANK
|
N - BLUE FROM AMERICAN EXPRESS
|
10.24
|
V
|
1
|
25
|
0
|
2,3,4,5,6,9,10
|
(800) 528-4800
|
|
IBERIABANK FSB
|
N - VISA
|
12.08
|
V
|
1
|
25
|
0
|
9
|
(800) 217-7715
|
|
AMERICAN EXPRESS BANK, FSB
|
N - AMERICAN EXPRESS GOLD
|
13.24
|
V
|
1
|
20
|
95
|
N.R.
|
(800) 257-0770
|
|
NEW MILLENNIUM BANK
|
N - VISA SECURED CREDIT CARD
|
19.50
|
F
|
0
|
0
|
59
|
2,4,5,6
|
(732) 729-4395
|
|
1ST SUMMIT BANK
|
N - VISA
|
7.75
|
V
|
1
|
25
|
15
|
1,3,4,5,6,10
|
(888) 262-4010
|
|
5STAR BANK
|
N - 5STAR VISA PLATINUM
|
11.90
|
F
|
0
|
25
|
0
|
4
|
(888) 277-0444
|
|
ADIRONDACK TRUST COMPANY, THE
|
NY - VISA
|
15.00
|
F
|
0
|
25
|
15
|
4,6
|
(800) 485-7899
|
|
AMALGAMATED BANK OF
CHICAGO
|
N - AMALGAMATED BANK OF
CHICAGO
- MASTER
|
9.25
|
V
|
1
|
25
|
0
|
1,3,6,10
|
(800) 365-6464
|
|
AMEGY BANK, NATIONAL ASSOCIATION
|
TX - VISA PLATINUM
|
8.75
|
V
|
1
|
25
|
0
|
2,4,6
|
(800) 494-1698
|
|
AMERICAN SAVINGS BANK, F.S.B.
|
HI - CLASSIC VISA
|
16.25
|
F
|
0
|
25
|
0
|
4,6
|
(808) 627-6900
|
|
AMERICAN STATE BANK
|
TX - AMERICAN STATE BANK VISA
|
9.90
|
F
|
0
|
25
|
0
|
N.R.
|
(800) 725-2006
|
|
AMERIPRISE BANK, FSB
|
N - MASTERCARD
|
4.50
|
V
|
1
|
30
|
150
|
N.R.
|
(866) 715-4255
|
|
APPALACHIAN COMMUNITY BANK
|
N - VISA CLASSIC
|
14.90
|
F
|
0
|
15
|
12
|
N.R.
|
(706) 276-8000
|
|
ARVEST BANK
|
R - VISA
|
16.90
|
V
|
1
|
25
|
0
|
4,6,8
|
(800) 356-8085
|
|
BANCO POPULAR
NORTH AMERICA
|
R - MASTER CARD
|
16.49
|
V
|
1
|
25
|
0
|
2,3,4,6
|
(888) 317-9062
|
|
BANCORPSOUTH BANK
|
R - MASTERCARD
|
8.90
|
V
|
1
|
30
|
0
|
N.R.
|
(800) 844-2723
|
|
BANK
MIDWEST
, NATIONAL ASSOCIATION
|
R - VISA CLASSIC
|
11.15
|
V
|
1
|
25
|
0
|
2,4,6
|
(888) 985-4575
|
|
BANK OF
CANTON
, THE
|
MA - VISA CLASSIC
|
9.96
|
F
|
0
|
25
|
0
|
4,5,6,8,10
|
(888) 828-1690
|
|
BANK OF
KENTUCKY
, INCORPORATED, THE
|
R - VISA GOLD
|
8.25
|
V
|
1
|
25
|
0
|
4,9
|
(859) 372-5170
|
|
BANK OF
LOUISIANA
|
N - VISA AND MASTERCARD
|
9.90
|
F
|
0
|
25
|
0
|
N.R.
|
(800) 353-6454
|
|
BANKERS' BANK OF
KANSAS
, NATIONAL ASSOCIATION
|
R - VISA
|
9.17
|
V
|
1
|
25
|
0
|
4,6
|
(800) 675-6284
|
|
BANNER BANK
|
R - VISA PLATINUM REWARDS
|
11.99
|
F
|
0
|
25
|
0
|
4,6,10
|
(800) 790-2755
|
|
BARCLAYS BANK
DELAWARE
|
N -
US
AIRWAYS WORLD MASTERCARD
|
15.24
|
V
|
1
|
21
|
79
|
2,5,6
|
(866) 419-0881
|
|
BB&T FINANCIAL, FSB
|
R - VISA
|
8.15
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 476-4228
|
|
BMW BANK OF
NORTH AMERICA
|
N - VISA
|
11.74
|
V
|
1
|
22
|
0
|
2,3,4,6,9,10
|
(888) 269-2273
|
|
BOONE
COUNTY
NATIONAL BANK
OF
COLUMBIA
, THE
|
R - MASTERCARD/VISA
|
17.40
|
F
|
0
|
25
|
0
|
1,4,5,7,9
|
(800) 455-9272
|
|
CAPITAL ONE BANK (
USA
), NATIONAL ASSOCIATION
|
N - VISA
|
13.90
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 955-7070
|
|
CENTRAL BANK & TRUST COMPANY
|
KY - VISA
|
18.00
|
F
|
0
|
25
|
20
|
N.R.
|
(800) 637-6884
|
|
CENTRAL TRUST BANK, THE
|
R - MASTERCARD / VISA
|
17.40
|
F
|
0
|
25
|
0
|
1,4,5,7,9
|
(800) 445-9272
|
|
CHEMUNG CANAL TRUST COMPANY
|
NY - VISA BUSINESS CARD
|
8.65
|
V
|
1
|
25
|
25
|
3,4,6
|
(800) 836-3711
|
|
CITIBANK (BANAMEX
USA
)
|
R - MASTERCARD PLATINUM
|
15.24
|
V
|
1
|
25
|
0
|
4,10
|
(800) 222-1234
|
|
CITIBANK (
SOUTH DAKOTA
), NATIONAL ASSOCIATION
|
N - PLATINUM SELECT MASTERCARD
|
15.99
|
V
|
1
|
20
|
0
|
N.R.
|
(800) 950-5114
|
|
CITIZENS FIRST BANK
|
FL - VISA PLATINUM
|
11.99
|
F
|
0
|
25
|
0
|
2,4,6,10
|
(352) 259-3274
|
|
CITY NATIONAL BANK
|
R - VISA BUSINESS
|
15.96
|
F
|
0
|
25
|
50
|
2,3,4,6,10
|
(800) 221-5920
|
|
CITY NATIONAL BANK OF
TAYLOR
, THE
|
TX - VISA AND MASTERCARD
|
13.92
|
F
|
0
|
25
|
0
|
4,6
|
(800) 848-8472
|
|
CNB BANK
|
N - VISA GOLD
|
5.25
|
V
|
1
|
30
|
0
|
2,3,4,5,6,8,10
|
(800) 492-3221
|
|
COLUMBUS BANK AND TRUST COMPANY
|
N - PLATINUM
|
7.15
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 543-8227
|
|
COMMUNITY BANK & TRUST COMPANY
|
PA - VISA
|
11.98
|
F
|
0
|
25
|
0
|
10
|
(800) 820-4642
|
|
COMPASS BANK
|
R - VISA
|
16.24
|
V
|
9
|
25
|
0
|
N.R.
|
(800) 239-5175
|
|
COPPERMARK BANK
|
R - MASTERCARD
|
16.15
|
V
|
1
|
25
|
15
|
N.R.
|
(405) 593-1557
|
|
COREFIRST BANK & TRUST
|
R - VISA CLASSIC
|
12.13
|
V
|
1
|
25
|
0
|
4,6,9
|
(785) 267-8900
|
|
CREDIT ONE BANK, NATIONAL ASSOCIATION
|
N - VISA
|
23.90
|
F
|
0
|
25
|
78
|
N.R.
|
(877) 825-3242
|
|
D. L. EVANS BANK
|
N - VISA CLASSIC
|
11.15
|
V
|
1
|
25
|
20
|
2,3,4,5,6,8,10
|
(208) 678-2529
|
|
DELAWARE COUNTY BANK AND TRUST COMPANY, THE
|
OH - VISA GOLD
|
12.25
|
V
|
1
|
25
|
0
|
2,5,9
|
(800) 631-0322
|
|
DOLLAR BANK, A FEDERAL SAVINGS BANK
|
R - VALUED CUSTOMER VISA
|
10.24
|
V
|
1
|
25
|
0
|
1,6,9
|
(800) 447-2823
|
|
FAIRFIELD
FEDERAL SAVINGS AND LOAN ASSOCIATION OF
LANCASTER
|
OH -
FAIRFIELD
FEDERAL VISA GOLD
|
8.00
|
V
|
1
|
25
|
12
|
10
|
(800) 650-0987
|
|
FARMERS & MERCHANTS STATE BANK, THE
|
N - MASTERCARD VISA
|
15.99
|
V
|
1
|
25
|
0
|
4,5,6,10
|
(800) 451-7843
|
|
FARMERS STATE BANK
|
IA - VISA CLASSIC
|
14.40
|
F
|
0
|
25
|
0
|
2,4,6
|
(888) 461-0821
|
|
FIA CARD SERVICES, NATIONAL ASSOCIATION
|
N - BANK OF
AMERICA
PLATINUM PLUS VISA
|
16.79
|
V
|
1
|
25
|
0
|
3,10
|
(800) 932-2775
|
|
FIDELITY BANK, THE
|
R - VISA
|
18.00
|
F
|
0
|
25
|
12
|
N.R.
|
(919) 552-2242
|
|
FIFTH THIRD BANK
|
R - PLATINUM MASTERCARD
|
14.49
|
V
|
1
|
20
|
0
|
3,4,5,6,7,9
|
(877) 579-5353
|
|
FIRST BANK & TRUST
EAST TEXAS
|
TX - VISA CLASSIC
|
13.92
|
F
|
0
|
25
|
0
|
4
|
(888) 608-7787
|
|
FIRST CITIZENS BANK AND TRUST COMPANY, INC.
|
R - VISA
|
8.15
|
V
|
1
|
25
|
0
|
4,6,10
|
(888) 612-4444
|
|
FIRST COMMAND BANK
|
N - VISA PLATINUM
|
4.25
|
V
|
1
|
30
|
0
|
2,4,6
|
(888) 763-7600
|
|
FIRST COMMERCIAL BANK
|
AL
- VISA PLATINUM
|
7.15
|
V
|
1
|
20
|
0
|
N.R.
|
(800) 543-8227
|
|
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION
|
N - VISA
|
7.15
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 768-3248
|
|
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
|
R - MASTERCARD CLASSIC
|
8.50
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 221-8090
|
|
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
|
R - VISA CLASSIC
|
15.90
|
F
|
0
|
25
|
15
|
N.R.
|
(800) 511-0045
|
|
FIRST HAWAIIAN BANK
|
HI - MASTERCARD STANDARD
|
14.49
|
F
|
0
|
25
|
0
|
6,10
|
(800) 342-2778
|
|
FIRST INTERSTATE BANK
|
R - VISA SCORECARD
|
15.25
|
V
|
1
|
25
|
35
|
4,6,9
|
(406) 255-5434
|
|
FIRST NATIONAL BANK
|
N - FIRST NATIONAL CREDIT CARD/LEGACY VI
|
18.90
|
F
|
0
|
25
|
50
|
6
|
(888) 883-9824
|
|
FIRST NATIONAL BANK
|
TX - VISA PLATINUM REWARDS
|
13.99
|
F
|
0
|
25
|
0
|
9
|
(877) 380-8573
|
|
FIRST NATIONAL BANK
ALASKA
|
AK - MASTERCARD
|
13.90
|
F
|
0
|
25
|
0
|
4
|
(907) 777-4523
|
|
FIRST NATIONAL BANK OF
FAIRFIELD
, THE
|
MT - VISA CLASSIC - TETON BANCARD SERVICE
|
15.60
|
F
|
0
|
25
|
0
|
4
|
(888) 311-2531
|
|
FIRST NATIONAL BANK OF
IPSWICH
, THE
|
N - VISA
|
10.00
|
V
|
1
|
0
|
35
|
N.R.
|
(800) 944-2726
|
|
FIRST NATIONAL BANK OF LITCHFIELD, THE
|
CT - VISA CARD
|
10.92
|
F
|
0
|
25
|
0
|
N.R.
|
(888) 567-1814
|
|
FIRST NATIONAL BANK OF
OMAHA
|
N - VISA
|
11.99
|
V
|
1
|
20
|
0
|
2,3,4,6,7,9
|
(888) 530-3626
|
|
FIRST NATIONAL BANK OF
ST. LOUIS
|
R - MASTERCARD / VISA
|
17.40
|
F
|
0
|
25
|
0
|
1,4,5,7,9
|
(800) 445-9272
|
|
FIRST NATIONAL BANK OF THE MID-CITIES
|
N - MASTERCARD REGULAR AND GOLD
|
13.92
|
F
|
0
|
25
|
0
|
N.R.
|
(817) 553-2500
|
|
FIRST SECURITY BANK
|
AR - VISA
|
9.99
|
F
|
0
|
25
|
0
|
1,3,4,6
|
(501) 279-3400
|
|
FIRST STATE BANK
|
NM - MASTERCARD CLASSIC
|
15.24
|
F
|
0
|
25
|
0
|
4
|
(800) 423-7503
|
|
FIRST TENNESSEE BANK NATIONAL ASSOCIATION
MEMPHIS
|
R - VISA
|
5.15
|
V
|
1
|
25
|
0
|
4,6,9
|
(800) 234-2840
|
|
FIRST-CITIZENS BANK & TRUST COMPANY
|
R - VISA GOLD
|
8.00
|
V
|
1
|
25
|
0
|
4,10
|
(840) 561-4707
|
|
FIRSTBANK OF
COLORADO
|
R - VISA
|
13.90
|
V
|
1
|
25
|
0
|
2,4,6
|
(800) 964-3444
|
|
FIRSTMERIT BANK, N.A.
|
R - VISA PLATINUM
|
7.24
|
V
|
1
|
25
|
0
|
2,4,6,9
|
(888) 554-4362
|
|
FNBT.COM BANK
|
FL - MASTERCARD
|
14.90
|
F
|
0
|
30
|
20
|
N.R.
|
(850) 796-2020
|
|
FRANKLIN TEMPLETON BANK & TRUST F.S.B.
|
N - PLATINUM MASTERCARD
|
6.74
|
V
|
1
|
25
|
0
|
2,3,4,6,10
|
(800) 238-2761
|
|
GE MONEY BANK
|
N - DISCOVER CARD
|
15.87
|
V
|
1
|
0
|
0
|
N.R.
|
(800) 417-8321
|
|
GREENVILLE NATIONAL BANK
|
OH -
GREENVILLE
NATIONAL BANK VISA
|
17.90
|
F
|
0
|
25
|
0
|
N.R.
|
(937) 548-1114
|
|
HAWTHORN BANK
|
MO - MASTERCARD PLATINUM
|
10.15
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 761-8362
|
|
HEARTLAND BANK
|
OH -
|
11.65
|
V
|
1
|
25
|
18
|
4,10
|
(800) 697-0049
|
|
HILLS BANK AND TRUST COMPANY
|
IA - VISA PLATINUM
|
8.75
|
V
|
1
|
25
|
0
|
4,6,9
|
(800) 445-5725
|
|
HSBC BANK
USA
, NATIONAL ASSOCIATION
|
N - MASTERCARD
|
11.24
|
V
|
1
|
20
|
0
|
3,4,5,9,10
|
(877) 700-4722
|
|
HUNTINGTON STATE BANK
|
TX - VISA
|
13.92
|
F
|
0
|
25
|
0
|
N.R.
|
(936) 639-5566
|
|
IDAHO INDEPENDENT BANK
|
N - VISA
|
10.17
|
V
|
1
|
25
|
15
|
3,4,5,6,7
|
(208) 947-1168
|
|
INFIBANK, N.A.
|
N - VISA
|
11.99
|
V
|
1
|
20
|
0
|
N.R.
|
(888) 530-3626
|
|
INTRUST BANK, NATIONAL ASSOCIATION
|
N - VISA PLATINUM
|
10.90
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 222-7458
|
|
IRONSTONE BANK
|
R - VISA GOLD
|
8.00
|
V
|
1
|
25
|
0
|
4,10
|
(540) 561-4707
|
|
JOHNSON BANK
|
N - ELAN VISA
|
13.74
|
V
|
1
|
25
|
0
|
1,2,3,4,5,6,7,8,9,10
|
(800) 558-3424
|
|
KENTUCKY BANK
|
KY - VISA
|
11.15
|
V
|
1
|
25
|
0
|
N.R.
|
(859) 987-1795
|
|
LIBERTY BANK AND TRUST COMPANY
|
N - VISA
|
9.96
|
F
|
0
|
24
|
0
|
N.R.
|
(800) 883-3943
|
|
LOS ALAMOS NATIONAL BANK
|
N - VISA
|
10.50
|
F
|
0
|
30
|
15
|
2,3,4,5,6,8
|
(505) 662-5171
|
|
M&I BANK FSB
|
R - VISA CONSUMER
|
8.24
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 642-2657
|
|
MERCANTIL COMMERCEBANK NATIONAL ASSOCIATION
|
FL - VISA PT. PLATINUM
|
10.00
|
F
|
0
|
25
|
0
|
N.R.
|
(866) 208-6610
|
|
MERCER SAVINGS BANK
|
OH - VISA
|
11.90
|
F
|
0
|
25
|
20
|
9
|
(419) 586-5159
|
|
MERRICK BANK CORPORATION
|
N - VISA CLASSIC
|
24.45
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 253-2322
|
|
MORTON COMMUNITY BANK
|
N - VISA GOLD
|
7.25
|
V
|
1
|
25
|
0
|
N.R.
|
(309) 266-5337
|
|
NATIONAL BANK OF
BLACKSBURG
, THE
|
N - VISA
|
13.92
|
F
|
0
|
30
|
0
|
N.R.
|
(800) 951-6235
|
|
NATIONAL CITY BANK
|
R - EVERYDAY REWARDS VISA
|
12.99
|
V
|
1
|
20
|
0
|
1,2,3,4,6
|
(800) 282-7541
|
|
NATIONAL GRAND BANK OF
MARBLEHEAD
|
MA - MASTERCARD
|
16.50
|
F
|
0
|
25
|
0
|
N.R.
|
(781) 631-6000
|
|
NATIONWIDE BANK
|
N - NWC PLATINUM
|
7.24
|
V
|
1
|
25
|
0
|
1,2,6,7,9
|
(866) 757-2720
|
|
NEWBRIDGE BANK
|
NC - VISA CLASSIC
|
8.00
|
V
|
1
|
25
|
0
|
10
|
(336) 224-5300
|
|
NEWFIELD NATIONAL BANK
|
NJ - VISA
|
9.99
|
F
|
0
|
25
|
0
|
2,4,5,9,10
|
(800) 690-3440
|
|
NORDSTROM FSB
|
N - VISA
|
10.90
|
V
|
1
|
25
|
0
|
3,4,6,10
|
(800) 964-1800
|
|
NORTH SIDE BANK AND TRUST COMPANY, THE
|
R - VISA
|
6.25
|
V
|
1
|
25
|
0
|
3,6,10
|
(513) 542-7800
|
|
NORTHWEST SAVINGS BANK
|
R - VISA CLASSIC
|
13.80
|
F
|
0
|
25
|
0
|
3,6
|
(877) 300-5768
|
|
OHIO VALLEY BANK COMPANY, THE
|
R - VISA
|
10.25
|
V
|
1
|
25
|
0
|
N.R.
|
(740) 441-9148
|
|
PALOS BANK AND TRUST COMPANY
|
IL - VISA
|
9.90
|
F
|
0
|
30
|
0
|
N.R.
|
(800) 824-4945
|
|
PARK BANK, THE
|
WI - VISA PLATINUM SCORECARD
|
8.24
|
V
|
1
|
25
|
0
|
2,3,4,5,6,8,9,10
|
(800) 359-7275
|
|
PENN SECURITY BANK AND TRUST COMPANY
|
N - MASTERCARD
|
14.80
|
F
|
0
|
25
|
0
|
N.R.
|
(570) 346-7741
|
|
PEOPLES FIRST COMMUNITY BANK
|
FL - MASTERCARD GOLD
|
10.90
|
F
|
0
|
30
|
0
|
N.R.
|
(800) 624-9699
|
|
PINNACLE BANK
|
R - VISA CLASSIC
|
15.96
|
V
|
9
|
25
|
0
|
4,5,6,10
|
(800) 369-7283
|
|
PLAINS COMMERCE BANK
|
N - VISA/MASTER CARD
|
19.80
|
F
|
0
|
25
|
39
|
N.R.
|
(605) 948-2278
|
|
QUAD CITY BANK AND TRUST COMPANY
|
R - VISA CLASSIC
|
9.20
|
V
|
1
|
25
|
0
|
4,6,10
|
(877) 954-0190
|
|
RANDOLPH NATIONAL BANK
|
N - MASTERCARD
|
9.50
|
F
|
0
|
30
|
12
|
5,7
|
(802) 728-9611
|
|
RBC BANK (GEORGIA)
|
R - VISA GOLD
|
9.74
|
V
|
1
|
21
|
0
|
N.R.
|
(888) 257-6837
|
|
RBC BANK (
USA
)
|
R - VISA BUSINESS PLATINUM
|
7.25
|
V
|
1
|
25
|
0
|
2,3,4,6
|
(888) 257-6837
|
|
RBS CITIZENS, NATIONAL ASSOCIATION
|
N - MASTERCARD PLATINUM
|
13.99
|
V
|
1
|
27
|
0
|
2,4,6,9,10
|
(888) 333-5145
|
|
REPUBLIC BANK & TRUST COMPANY
|
KY - VISA
|
8.45
|
V
|
1
|
25
|
0
|
2,3,4,6,9
|
(888) 584-3600
|
|
ROCKPORT NATIONAL BANK
|
R - MASTERCARD
|
9.25
|
V
|
1
|
25
|
0
|
N.R.
|
(978) 546-3411
|
|
S & T BANK
|
PA - VISA CLASSIC
|
6.75
|
V
|
1
|
25
|
15
|
4,6,10
|
(800) 325-2265
|
|
SAVINGS BANK OF
MAINE
|
ME - VISA CLASSIC
|
16.50
|
T
|
0
|
25
|
0
|
N.R.
|
(888) 424-4184
|
|
SIMMONS FIRST NATIONAL BANK OF PINE BLUFF
|
N - VISA
|
7.25
|
F
|
0
|
25
|
0
|
4
|
(800) 272-2102
|
|
SOLVAY BANK
|
NY - VISA CLASSIC
|
14.88
|
F
|
0
|
25
|
0
|
N.R.
|
(315) 468-1661
|
|
STATE BANK OF CROSS PLAINS
|
WI - VISA PLATINUM
|
14.99
|
F
|
0
|
25
|
35
|
4,6,8,9,10
|
(608) 798-5214
|
|
STATE FARM BANK, FSB
|
N - PLATINUM REWARDS VISA
|
15.12
|
V
|
1
|
24
|
0
|
1,2,4,6,9
|
(877) 734-8472
|
|
SUNFLOWER BANK, NATIONAL ASSOCIATION
|
N - VISA
|
7.65
|
V
|
1
|
25
|
0
|
3,4,6
|
(888) 827-5564
|
|
SUNTRUST BANK
|
R - SUNTRUST PLATINUM REWARDS VISA
|
12.99
|
V
|
1
|
20
|
0
|
N.R.
|
(800) 477-9702
|
|
TCM BANK, NATIONAL ASSOCIATION
|
N - VISA PLATINUM
|
12.99
|
V
|
1
|
25
|
0
|
2,3,4,6,9,10
|
(800) 883-0131
|
|
TD BANK, N.A.
|
N - EASY REWARDS VISA
|
14.24
|
V
|
1
|
25
|
0
|
3,4,6,9
|
(888) 561-8861
|
|
TEXAS BANK AND TRUST COMPANY
|
TX - VISA CLASSIC
|
13.92
|
F
|
0
|
25
|
0
|
N.R.
|
(903) 237-5680
|
|
TIB THE INDEPENDENT BANKERSBANK
|
N - VISA AND MASTERCARD
|
12.40
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 367-7576
|
|
TOWN NORTH BANK
NEVADA
, NATIONAL ASSOCIATION
|
N - MASTERCARD
|
7.99
|
V
|
9
|
25
|
0
|
4,9
|
(800) 820-8417
|
|
TOYOTA
FINANCIAL SAVINGS BANK
|
N -
TOYOTA
REWARDS VISA
|
12.75
|
V
|
1
|
20
|
0
|
1,3,4,10
|
(866) 614-8845
|
|
TRUSTMARK NATIONAL BANK
|
R - VISA
|
15.90
|
F
|
0
|
30
|
0
|
N.R.
|
(601) 208-5944
|
|
U.S. BANK NATIONAL ASSOCIATION ND
|
R - VISA
|
10.24
|
V
|
1
|
25
|
0
|
9
|
(800) 285-8585
|
|
UMB BANK, NATIONAL ASSOCIATION
|
N - VISA - PLATINUM
|
9.15
|
V
|
1
|
20
|
0
|
4,6,9
|
(800) 821-5184
|
|
UNION BANK AND TRUST COMPANY
|
R - VISA CLASSIC
|
15.00
|
V
|
1
|
25
|
0
|
10
|
(800) 297-2837
|
|
UNITED BANK, INC.
|
R - VISA
|
9.25
|
V
|
1
|
25
|
0
|
1
|
(800) 242-7600
|
|
UNIVEST NATIONAL BANK AND TRUST CO.
|
PA - VISA PLATINUM REWARDS
|
12.99
|
F
|
0
|
25
|
0
|
1
|
(877) 440-2273
|
|
USAA SAVINGS BANK
|
N - MASTERCARD
|
13.32
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 531-8722
|
|
VALLEY NATIONAL BANK
|
NJ - MASTERCARD
|
16.80
|
F
|
0
|
25
|
0
|
N.R.
|
(800) 522-4100
|
|
VINTON
COUNTY
NATIONAL BANK
OF MC, THE
|
OH - VISA
|
9.15
|
V
|
1
|
25
|
25
|
4,9,10
|
(800) 542-5004
|
|
WACHOVIA BANK, NATIONAL ASSOCIATION
|
N - VISA PLATINUM WITH REWARDS
|
8.99
|
V
|
1
|
25
|
0
|
9,10
|
(800) 922-4684
|
|
WALLIS STATE BANK, THE
|
TX - WALLIS STATE BANK VISA
|
14.92
|
F
|
0
|
25
|
0
|
4,5,6,8
|
(979) 478-6151
|
|
WAYNE BANK AND TRUST CO.
|
N - PLATINUM VISA
|
10.99
|
F
|
0
|
25
|
0
|
N.R.
|
(888) 769-2963
|
|
WELLS FARGO BANK, NATIONAL ASSOCIATION
|
N - VISA
|
14.12
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 642-4720
|
|
WELLS
FARGO
FINANCIAL NATIONAL BANK
|
N - HOME PROJECTS VISA
|
23.90
|
V
|
1
|
22
|
0
|
N.R.
|
(800) 459-8451
|
|
WEST SUBURBAN BANK
|
IL - VISA CLASSIC
|
13.75
|
V
|
1
|
25
|
0
|
N.R.
|
(630) 652-2000
|
|
WHITNEY NATIONAL BANK
|
R - VISA
|
9.25
|
V
|
1
|
25
|
0
|
N.R.
|
(800) 326-3501
|
|
WILMINGTON TRUST COMPANY
|
N - MASTERCARD
|
12.00
|
V
|
4
|
25
|
18
|
4,5,8,10
|
(800) 523-2378
|
|
WORLD FINANCIAL NETWORK NATIONAL BANK
|
N -
GANDER
MOUNTAIN
GOLD
|
19.99
|
V
|
1
|
25
|
0
|
N.R.
|
(888) 332-4709
|
|
WORLD'S FOREMOST BANK
|
N - CABELA'S VISA CLASSIC (REWARDS)
|
14.99
|
V
|
9
|
20
|
0
|
1,6
|
(800) 850-8402
|
|
YORK STATE BANK AND TRUST COMPANY
|
N - VISA
|
15.99
|
F
|
0
|
20
|
0
|
1,3,4,6,9,10
|
(402) 362-4411
|
|
ZIONS FIRST NATIONAL BANK
|
R - VISA CLASSIC
|
12.25
|
V
|
1
|
25
|
0
|
2,4,6,10
|
(888) 758-5349
|
|
|
Codes Used in the List of Plans
Availability
Refers to availability of card to consumers
N = Nationally
R = Only in selected states
State abbreviation = Only in state specified
Type of pricing
F = Fixed
V = Variable
T = Tiered, with different periodic rates for different levels of outstanding balance. Rate shown applies to the lowest of the balance tiers.
Index
The interest rate on variable-rate plans is based on an index. The codes shown in the list of plans correspond to the following indexes:
1 = Prime rate
2 = One-month Treasury bill rate
3 = Three-month Treasury bill rate
4 = Six-month Treasury bill rate
5 = One-year Treasury bill rate
6 = Federal funds rate
7 = Cost of funds to card issuer
8 = Federal Reserve discount rate
9 = Other
0 = Not applicable
Other features
Credit card issuers may add enhancements or other features to the plan without charging extra fees. These enhancements may include cash rebates, purchase protections, warranty guarantees, travel accident or automobile rental insurance, discounts on goods and services, and incentives for use such as frequent flyer miles.
1 = Rebates on purchases
2 = Extension of manufacturer’s warranty
3 = Purchase protection/security
4 = Travel accident insurance
5 = Travel-related discounts
6 = Automobile rental insurance
7 = Non-travel-related goods and services
8 = Credit card registration
9 = Reduced introductory interest rate available
10 = Other, not specified
N.R. = Not reported
|
|
|
Credit card comparison survey by the Federal Reserve Board showing the credit card plans for major banks.
|
|
|
|