|
|
|
|
Compare credit cards - best credit card offers and rates. Find low interest rate credit cards. The best free credit card comparison guide. Student cards, first cards, reward programs.
Credit Card Comparisons
"Best free credit card comparison guide site. If you are looking for the best credit card offers you should check this site first." -- searchforcredit.co.uk
|
|
Major credit card offers:
- Discover Cards. Get 5% cash back rewards programs in select categories. Use the credit card company that is consistently rated number one in consumer surveys.
- American Express Cards. America's most prestigious credit card.
- IberiaBank. Low interest rate credit cards for those with excellent credit. Compare offers and save.
- Prepaid cards. Excellent first cards for teenagers and for anyone who doesn't want to carry cash.
- Top 10 credit card offers. Compare credit cards rates and offers. Find low interest rate credit cards, reward programs, cash back, first card and more. In-depth best free credit card comparison guide gives the pros and cons of each major credit card.
|
|
|
|
|
It's New: Seven complete guides that show you how to make credit card comparisons and save up to thousands on your credit card bills, raise your credit score in 30 days, and get a home mortgage.
|
|
Do you know all the ways to save on your credit cards? Learn how to get your bank to lower your interest rate in five minutes. Find how to make credit card comparisons to find the card that is best for your needs. Learn how to earn the max from your reward programs, how to raise your credit score in 30 days and much, much more. We are sure that you will learn ways to save that you have not thought of before.
Would you like to save up to hundreds each year on your credit cards? We show you how to compare credit cards to find the offer that is best for you. Find the latest credit card offers, cash back, reward programs, student cards, first cards and more. Learn hundreds of money-saving credit card tips.
Do you know the common mistakes that nearly everyone makes that lower credit scores? A high credit score can save you thousands of dollars in lower interest rates for your credit cards, mortgages, and loans. In fact, Americans could save $16 billion per year just by raising their credit score by 30 points.
While serious debts issues require the help of a professional, we'll tell you where to find free help. There are many things that you can do on your own to reduce your credit card bills. These credit card comparison debt tips can help you lower your credit card bills without crimping on your lifestyle.
Identity theft costs Americans billions each year, and it can take months or even years to repair the damage done to your credit. Prevent identity theft now with these simple steps.
VI. Lowest Rates Mortgage, Mortgage Refinancing and Home Equity Loan Guide
We show you how to find and buy your home at the best price. Then learn how to get the best rates for your home mortgage, your home refinancing or your home equity loan.
VII. Peer Lending
Peer lending or social lending can offer rates that are substantially lower than a credit card or a bank loan. Do you need a loan for an auto, wedding, small business, moving, credit card consolidation, anything...? Peer Lending is a great program for investors, too, offering potential rates of return that are higher than many other investments.
|
|
***************************
Credit Card Comparisons Blog
It's 5% Gas Cashback Season
July 15, 2010
Summer is here and traditionally gas prices rise. But here's a way to lower your gas costs by 5% all summer long. Discover More Card is offering 5% cash back on gasoline purchases through September 30. Our credit card comparisons show that Discover More Card is the best cash back credit card available, offering up to 5% cash back on select purchases. If you are not taking advantage of the best cash back cards, grab a Discover Card and start saving today.
Fed Maintains Low Funds Rate
June 23, 2010
The Federal Reserve Board announced today that it will maintain a low funds rate of 0.00 - 0.25% for an extended period due to slow economic growth. This will spell good news for consumers who have credit card debt or home mortgages or other loans with adjustable interest rates. It will also spell good news for anyone looking for a mortgage, auto loan or other types of loans, since interest rates will continue at low levels for these types of loans.
News Flash: Fed to Limit Credit Card Late Fees
June 16, 2010
The Federal Reserve Board approved what they are calling the final credit card rules in a string of new rules that are designed to protect consumers for egregious practices. These new credit card rules take effect on August 22, 2010. Click here for the complete Credit Card Rules Federal Reserve Press Release.
The Federal Reserve Board will insititute new credit card rules that cap late fees at $25. Consumers have been frustrated with late fees that are often higher than their credit card payment. Under the new rules, the fee is capped at $25, but if the amount due is less, than the consumer is charged the lesser amount. For instance, if the balance due is $20 and you are late in paying, you can be charged a maximum of $20. This rule applies to all fees -- you cannot be charged a higher fee than the amount in question. In addition, inactivity fees will be eliminated. Some credit card companies have been charging up to $18 during a month that a credit card was not used. These fees can no longer be applied. Finally, multiple penalty fees cannot be charged against a single payment.
It should be noted that this does not help people who have fallen months behind in their payment. If you have a penalty fee charged against your account, the first step is to call your bank and ask for the fee to be eliminated. If you rarely make late payments, some banks will eliminate these fees. remember that when you apply for a credit card, it is important to make credit card comparisons. Take into consideration the type of card that you need, as well as the interest rates and fees that the credit card charges.
Get Big Discounts With Your Credit Card
May 29, 2010
Travelling? Want some big discounts on merchandise? Your credit card may be your answer to finding bargains. Many stores offer discount promotions to credit card holders. Check to see if your credit card company offers these discounts. Discover card goes a step further. In addition to offering online discounts of up to 20% at many select stores, Discover More card gives a 5% discount on select categories of merchandise for everyday purchases and bills. The categories change with each season -- you can rack up some serious savings when you plan your purchases.
Credit Score Tip: Secured Credit Cards Can Help
May 26, 2010
If you are having trouble getting a credit card due to a low credit rating, you might consider applying for a secured credit card. These cards are secured or backed by a savings account that you establish with the credit card company. If you default in your payments, the card company will use your savings account to pay your bills. When you apply for a secured credit card, make sure that the card company reports your payments to the credit bureaus. Then make sure that you always make your payments on time, and your credit score will improve.
Debit Card Fee Relief to Retailers
May 14, 2010
The Senate has tacked on an ammendment to its banking financial reform legislation that may bring a sigh of relief to retailers. The measure will cap card fees that retailers must pay every time you swipe your debit card. While this does not impact consumers directly -- it is the retailers who will be charged less when you use your debit card -- lower costs to the retailer will allow them to charge you lower prices on your purchases. The ammendment does not affect the credit card fees that retailers pay. Could this give retailers an opportunity to offer incentives to use your debit card over your credit card? Time will tell, but some gas stations already offer lower prices when you pay in cash. Always compare credit cards, debit cards and cash prices. Even a small savings multiplied over many years will add up.
Compare Credit Card Fees: New Fed Rules Eliminate Many Fees
May 1, 2010
The new Federal Reserve rules regarding credit cards eliminate several credit card fees, including inactivity fees. In addition, inactivity fees cannot be charged on gift cards for one year. This is good news for those that have one or more credit cards that they use infrequently. Nevertheless, many fees such as late fees remain in place, and there is no cap on the amount that a credit card company can charge for a fee. When choosing a card, always make credit card comparisons for the best rates, fees and benefits. If you feel that your bank is charging too much for fees and interest, then look for a replacement card.
Say Goodbye to Over the Limit Fees
April 24, 2010
New credit card rules that went into effect on February 2010 offer consumers relief from over the limit fees. In the past, many consumers have been surprised to find a fee charged for going over their credit limit. Many major credit card companies did not inform their customers when they were exceeding their limit on purchases that they were making, but simply tacked on a hefty fee for providing this "service". Now a credit card bank cannnot charge an over the limit fee unless you have authorized them to do so in advance.
Good News On Credit Card Interest Rates
April 4, 2010
The new Federal Reserve Board rules on credit cards offers significant relief to consumers. Many cards offer multiple interest rates on different features. A balance transfer may have one rate, purchases may carry another rate and ATM cash advances may have another rate. For instance, a card might have a 12% rate on purchase balances and a 20 % rate on ATM withdrawls. In the past, credit card companies frequently would apply your payments towards the lowest interest rates first, leaving you with high interest balances. The new rules require credit card banks to apply any payments over your minimum required payment toward your higher interest rates first. So in the above example, your extra payments would go to pay off your high interest ATM balance. This measure will save consumers millions over the life of their credit card balances.
Credit Card Tip: When you are looking for the best credit card offers and rates, look at the different rates within each credit card. What is the balance transfer rate, the purchase rate and the ATM cash advance rate? Will you use these different features? Compare these rates between credit cards to find your best offer.
Credit Card Comparisons
February 26, 2010
Do you need to know the basics about how to choose a credit card that is best for you? Did you know that by finding the card that best fits your needs you could save up to hundreds of dollars each year? Find out more.
Federal Reserve Board's Comparison Survey of Credit Card Plans
February 16, 2010
Are your credit cards giving you the best deal? The Federal Reserve Board has prepared an easy to read survey of credit card plans of major financial institutions. See how your card compares in interest rate, cash back and perks. Go to the Federal Reserve's Credit Card Comparison Chart.
5% Cash Back With Discover Cards
February 10, 2010
Are you taking advantage of the best cash back cards in the credit card business? Discover More card is one credit card that everyone should carry in their wallet. You can get 5% cash back for more categories than any other credit card. These include:
Gas
Restaurants
Drug Stores
Groceries
Home Improvement
Department Stores
Clothing Stores
Hotels
Movie Theaters and Rentals
Airlines
Cruises
And much more
These categories give cash back on a rotating basis throughout the year. Upcoming categories include:
January-March: Airlines, hotels and car rentals.
March: Grocery and drug stores.
April-June: Home and fashion, including home improvement, department and clothing stores.
July-Sept: Gas, hotels, movie theaters and movie rentals
Oct-Dec: Restaurants and fashion, including restaurants, department and clothing stores.
Credit Card Comparisons: It Pays to Shop
February 7, 2010
Many consumers are not aware that there are substantial differences between credit card offers. Fees and interest rate can vary between banks. These costs also vary between types of cards.
For instance, some credit credit cards specialize in giving you a low interest rate. In order to keep rates down, low interest rate credit cards offer few other features. Other credit cards, such as cash back or reward programs cards actually pay you back up to 1-5% of your purchases. While this sounds fantastic, these cards come with a price, in that they usually charge more in interest rates. So if you carry a large balance, you could actually end up paying more in interest than you gain in rewards or cash back.
When you apply for a credit card, look at all the fees, including interest rate (APR), ATM cash advance fees, credit card check fees, annual fees, etc. Then consider what credit card features you are most likely to use. Finally, look for the credit card that offers these features at the least cost to you. A few minutes of your time to compare credit cards before you apply could end up saving you thousands of dollars over the life of the card.
Credit Card Rate Increases Accelerating to 5% On Balance Transfers
January 29, 2010
Credit card rates keep going up and up and up. If there is one thing in the universe that doesn't know the force of gravity, it is credit card rates. Some credit card banks recently raised their cash advance, convenience check and balance transfer rates from three to five percent. If these higher rates hold, then other credit card companies are likely to follow.
Are you planning to make a credit card balance transfer in the near future? You may want to make the transfer soon, so that you are not impacted by higher balance transfer fees.
Make credit card comparisons. Double check to see that the card you plan to use doesn't already have these higher rates in effect. If it does, you may want to apply for a card with a lower rate.
Earn 50,000 Reward Points Each Year: Here's How
January 23, 2010
The key earning maximum rewards is to use your card for every purchase. Don't forget to include items such as utilities, phone and cable tv bills. Even small items such as fas food outlets add up fast. In fact, your reward points credit card can earn over 50,000 reward points each year. We'll show you how.
Use Your Card to Keep It From Getting Cancelled
January 7, 2010
Many credit card companies are cancelling credit cards that have not been used recently. This lowers the banks' credit risk by reducing the amount of credit cards available to consumers. At the same time it is easy to justify; after all, it is clear that the card is no longer used by the consumer.
If a your credit card is cancelled, then the amount of credit that you have available is reduced. In turn, this lowers your credit rating. Also, over time, you will lose your credit record for that card, which will reduce your credit score.
To avoid a hit on your credit score, make sure that you at least occasionally use each of your credit cards. This will keep them active and help you to achieve a high credit score.
|
|
Testimonials for the Ultimate FREE Credit Card Guide
How valuable is the information in our credit card guide? One in four webmasters who review this credit card comparison site favorite it for their own personal information. Here's what our customers say:
"Using your advice, I lowered my credit card rates from 30% to 3%. How can I say thank you!?"
"Great site on card card info! Tons of information on how to save on credit cards. You will want to bookmark this site."
-- cashman57.newcreditapplications.com
"First of all, I have bookmarked this site. You have done a lot research to bring valuable information to people. I'll pass this along to one of my networks."
-- www.gailcavanaughsbusinesssolutions.com
"Learn everything you need to know about credit cards here, nice site."
-- debtsettlementbeware.com
"Very good site for evaluating credit cards prior to selection."
-- jaeneen.blogspot.com
"Thank you for the information. Very interesting. I have saved you as a favorite. I will be telling all my friends about your site."
-- URCustomTravel.com
"Demonstrates excellent ways to save money. I have learned some tips for the future."
-- bergy-berg.blogspot.com
"This site contains very valuable information. I would recommend this site to others without hesitation."
-- globalfatherhooddialogue.com
''I will bookmark this site and use it when I am ready for a credit card.''
Disclaimer: Most information for our credit card guide and other guides comes from FDIC, FTC and Federal Reserve sources. While every effort is made to be accurate, we are not responsible for errors. Before making any major financial decision, always consult an expert financial advisor. We maintain your privacy: We do not gather your personal information.
Comparing Credit Cards
|
|
|
|
Compare credit cards - Best credit card offers and rates. Find low interest rate credit cards. The best free credit card comparison guide. Student cards, first cards, reward programs.
|
|
|
|
