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Credit Card Guide
 
2009-02-08:
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Reward programs - Use credit rewards cards to earn free reward points for merhcandise, air miles credit cards, hotel credit cards, cash back.

Section III: 

Credit Rewards Cards

Credit rewards cards offer a great incentive to use your credit card. In a sense you are actually getting paid every time you use your card. There are several types of rewards cards, some gving points good towards the purchase of merchandise, air miles credit cards, hotel stays, etc.

Some credit rewards cards give cash back on purchases. Some give bonus cash back: these include gasoline cash back cards and more. The articles below discuss the pros and cons of each type of card. 

 

Earn 50,000 Reward Points Each Year: Here's How

Do I Really Benefit from a Rewards Card?

Finding the Best Gas Card Applications

The Best Air Miles Cards

529 Plans Credit Cards: Put Your Cash Back Into a College Savings Plan

Charity Credit Cards Are a Popular Choice 

Charity Credit Card Directory   

Some of the best credit card programs:

- Discover Cards: Up to 5% cash back or rewards points 

- Chase Credit Cards: Up to 3% cash back or rewards cards

- IberiaBank Visa cards for those with excellent credit

- Prepaid cards: Yes you get rewards points! 

- In-depth credit card review. Real reviews. Get the skinny on each major credit card

 

 

When you choose a rewards program, you should be aware that they usually have a higher interest rate than traditional credit cards. If you expect to carry a balance, then a balance transfer or a low interest rate card might be the best choice for you. Many rewards cards have no annual fee. However, American Express cards usually (but not always) have an annual fee that you must pay. Balance the benefits with any potential costs to see if rewards or cash back cards are your best option in a credit card.

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Reward programs - Use credit rewards cards to earn free reward points for merhcandise, air miles credit cards, hotel credit cards, cash back.
 
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